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Prime Minister Employment Generation Program (PMEGP) is a subsidy scheme introduced by Khadi and Village Industries Commission (KVIC) at national level. PMEGP scheme provides government subsidy through designated banks that shall get disbursed to the entrepreneurs to their bank accounts. Under PMEGP scheme, the maximum amount of the project permissible in the manufacturing sector is Rs. 25 lakh and Rs. 10 lakh in the business or service sector.

Categories of beneficiary’s rate of subsidy under PMEGP area location is as under:

General category (Beneficiary’s Contribution - Beneficiary’s Contribution)

  • Urban (15%)

  • Rural (25%)

  • Special Urban (25%)

  • Rural (35%)

PMEGP scheme is also offered to physically handicapped, SC / ST / OBC / minorities / women, Ex-servicemen and border areas, etc. besides those who fall under general category. Interested applicants who need to apply for this subsidy scheme should be minimum 18 years. VIII standard is the basic passing criteria to avail this subsidy.

Further, let’s discuss regarding PMEGP online application process from which various people may be benefited.

How to apply online for PMEGP scheme?

To apply for PMEGP online you can visit the official website of Khadi and Village Industries Commission (KVIC) or can simply click on the below link to apply online.

Once you click on this link, it will direct you to the complete application form for you to fill and save as draft and further take the printout and submit it to the respective and nearest offices. The advertisements shall be offered by State/Divisional Directors of KVIC in consultation with KVIB and Director of Industries of respective states.

Steps to apply for PMEGP scheme online

  • Step 1: Fill in the required information in the application form.

  • Step 2: After filling all the information, save the application as draft.

  • Step 3: Take a printout of the application form.

  • Step 4: Submit the printout of the application form with the nearest office.

  • Step 5: Finish all the related formalities performed by the respective bank.

Below mentioned are the fields to be correctly filled in the application form:

  • Firstly, mention your Aadhaar Card number

  • Enter your full name as per the Aadhaar Card and validate it by clicking on the below tab

  • Mention the sponsoring agency, whether it is KVIC, KVIB, DIC or COIR Board

  • Next you can select the state and district from where you belong or have valid documents

  • Sponsoring office and Gender comes next to be filled

  • Fill in the date of birth along with age

  • Post this you need to fill in the social category that include General, OBC, SC, ST and social category, such as ex-service man, physically challenged, hill border region or north east region

  • Enter qualification as per your knowledge

  • Mention complete address with pin code, additionally provide your mobile number, email and PAN number

  • Unit of location is important, whether it is rural or urban

  • Select the industry sectors being manufacturing, service and trading

  • EDP training undergone

  • Select either yes or no

  • Project cost needs to be filled in

  • Most important of all is your selection of 1st Financing Bank with IFS code, branches, address and district

  • Alternate Financing Bank name is also required with its IFS code

Documents required

  • Project Report

  • Caste Certificate

  • Special Category Certificate

  • Rural Area certificate

  • Education/ EDP/Skill Development training certificate

By applying for PMEGP scheme online, consumers can avail the benefits or subsidy defined. Beneficiary just needs to invest 5-10% of the project cost and over that cost Government provides a subsidy of 15-35% of the same project considering various criteria. Being a credit linked subsidy scheme, PMEGP loan scheme majorly promotes the employment generation among youth and helps in setting up of micro enterprises to increase employment opportunities nationwide.


Project Manager

ARE (Arms for Rural Entrepreneurs)

Karunagappally, Kollam-690544

Mail:, Tel: +91-7907048573

U.A. No.: KL06D0005158, Reg. No: SH020500060479

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