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  • Writer's pictureARE


Purpose of Loan

To generate continuous and sustainable employment opportunities for women entrepreneurs.


  • Woman Entrepreneurs, above 18 years of age.

  • No income ceiling for assistance.

Nature of Facility

The facility may be Overdraft / Cash Credit working capital limit/ Term Loan / Non Fund Based Limit (for Working Capital as well as Term Loan).

Quantum of finance

Maximum Rs.100.00 lac.


Margin is 20%

Rate of Interest

Upto Rs. 10 lacs: MCLR +0.25 %. + Tenure Premium wherever applicable**

Rs. 10 lacs to Rs. 100 lacs(maximum): MCLR+0.50%+ Tenure Premium wherever applicable**

**For Term Loan Tenure Premium (including moratorium) will be as under:

-->1 years upto 3 years: 0.20 premiums

-->3years upto 7 years: 0.40 Premium

Processing Fee



  • Working Capital: On demand

  • Term Loan: Maximum 7 years including moratorium period of 6 Months to 1 year


  • Hypothecation of stocks and receivables and all assets created out of Bank's fund.

  • No Collateral OR third party guarantee required

  • Necessarily to be covered under CGTMSE.CGTMSE coverage is applicable to units except Retail Trade (categorized as small services), Educational/Training Institutions, and SHGs.

Documents Required

  • KYC norms t

ARE provides support and consultancy related to publicity, advertisements, publications, promotional programs for mass awareness and fundraising, execution of planning and programs for social practice, monitoring, evaluation and management.

Presently ARE has been concentrated into some State cum Central innovative schemes like DSIR, DST, SEED, CRS (Community Radio Station) etc.

Note: If you satisfied or interested in our services, please be in touch with us through the following...

Project Manager

ARE (Arms for Rural Entrepreneurs)

Karunagappally, Kollam, Kerala, India-690544

Tel: +917907048573, Mail:

UDYAM-KL-06-0000419; Reg. No: SH020500060479

Web :

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